I spend most of my time with a mild background worry about money. I don’t make QUITE enough to be comfortable. So I’m always counting, always deciding, always wary of the next expensive disaster.
Right now I’m facing a lot of expensive things and so I’m constantly re-shuffling my funds and re-prioritizing my spending.
What I realized is that it’s not the money that is worrisome. It’s the uncertainty around it all.
For example – my car needs new tires. How long can I put that off? What if I only buy 2 at a time? What if I got used, is that bad? Where does one get used tires?
My tooth needs a filling. It only hurts sometimes… Will that trend be OK for longer than the tire problem?
It’s not so much the money – it’s the uncertainty. If I knew the answers to those questions, it would be easy to make the shuffling and prioritizing decisions. But I don’t.
Most of my stress is about things I don’t know. Because I hate to make the wrong choice. Sometimes it’s possible to find an answer. A lot of the tire questions have answers, but the tooth question doesn’t. Nor does the consequence of not getting new tires in time.